What is Term Life Insurance?
Term life insurance provides protection for a specified period of time.
With term life insurance it is possible to receive a set amount of coverage (say $150,000) and a guaranteed level premium for 5, 10, 15, 20, 25, or 30 years.
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Things to look for in a term life policy?
- Low Premiums. Try and find the most coverage for the lowest price. Therefore, you are getting the most amount of coverage per dollar spent in premium.
- Stability & Strength of the insurance company. Levinger only shops from companies rated either Superior or Excellent by A.M. Best Company.
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Practical Uses of Term Life Insurance:
Term life insurance is best for people who don’t need insurance throughout their whole life. For instance, a family with children that will be on their own in 18 years may want to purchase a 20 year term life policy, because after 18 years the parents will no longer have to worry about supporting their children.
Consumer advocates agree that term life insurance prices are at their lowest levels in decades. With term insurance, you get the most dollars of protection per dollar of premium.
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Bob Levinger is an independent life insurance agent with over 30 years experience helping individuals secure the lowest rates on term life insurance available.
Licensed to provide insurance services across the United States, TermBusters Insurance Services is not "tied" to any one insurance provider and, hence, can select the best company suited to meet your individual requirements, needs and budget.
Have health considerations? Not a problem. TermBusters can help you find coverage to meet your needs at reasonable rates.
The bottom line… TermBusters will scour the market to locate the best rates and value to meet your expectations.
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